Job Description: Remote Loan Originator (Commission-Based)
We are seeking a motivated and experienced Remote Loan Originator based in Seattle to join our dynamic team. In this commission-based role, you will play a crucial part in helping clients navigate their financing options, providing expert guidance and support throughout the loan process. This position is perfect for individuals who thrive in a flexible work environment and are passionate about assisting customers achieve their homeownership dreams.
Responsibilities:
- Assist clients in identifying suitable loan options based on their financial profiles and needs.
- Conduct thorough assessments of client creditworthiness and ability to repay.
- Develop and maintain relationships with real estate agents, builders, and other referral sources.
- Prepare and present loan proposals to clients, facilitating a smooth decision-making process.
- Guide clients through the application process, ensuring all necessary documentation is collected and submitted.
- Provide ongoing communication and updates to clients regarding their loan status.
- Stay informed about market trends, regulations, and mortgage products to effectively advise clients.
- Achieve and exceed individual sales goals through proactive outreach and networking.
- Collaborate with team members to enhance client service and operational efficiency.
- Maintain accurate records and documentation in compliance with company policies and legal requirements.
- Engage in continuous learning to enhance professional development and industry knowledge.
Requirements:
- Proven experience as a loan originator or in a related financial sales role.
- Current mortgage license as required by state regulations.
- Strong knowledge of various loan products and underwriting guidelines.
- Excellent communication and interpersonal skills to foster client relationships.
- Proficiency in using loan origination software and other relevant tools.
- Ability to work independently and manage time effectively in a remote environment.
- Strong analytical and problem-solving abilities.
- Sales-driven mindset with a focus on achieving results.
- High level of integrity and ethical considerations in dealing with clients.
- Ability to maintain a positive attitude and handle challenging situations gracefully.
- High school diploma or equivalent; a degree in finance, business, or related field is preferred.